Banking

From LSWiki

Overview

Banking in Lost Souls is a service vital to adventurers. Having someone else looking after your money when death is an almost daily occurrence is a very sensible thing.

Lost Souls does not use investment banking, rather a "bank" is part of the treasury and financial dealings of most large organisations. They function more like credit unions, where access to the bank is only granted with membership of the organisation.

Accounts can be opened at a bank with a large enough deposit. Once the account is open deposits of any size can be made. Any deposit into the account attracts a percentage fee. This fee goes straight to the organisation that controls the bank and provides one of their sources of funding. Accounts do not gain interest, and no fees are taken after the original deposit fee.

Banks will only store as much money as they believe the customer can handle. They will refuse to accept deposits past this point.

It is not known what methods the banks use to confirm identity, but the methods are foolproof.

Commands

all bank commands are prefixed by `account`

`account open`: Opens an account and deducts the initial fee from carried gold.

`account deposit <number>`: Deposits the quantity of gold stated

`account balance`: Shows how much gold is stored in the account

`account withdraw <number>`: Withdraws the amount of gold stated

`account close`: Closes the account and withdraws all money. Accounts also close if they are emptied.

Banks

Losthaven

Name: The Bank of Losthaven

Location: Courtly Way, Losthaven, Cimbra

Availability: Culture of Losthavener

Account Opening Fee: 100

Deposit Fee: 10%